Finance Available

Home loans, made straightforward.

We've worked to make financing as simple as ownership. We offer home loans for plotted developments. Here's what you need to know.

Bank Partners

Loans available at NBFC rates.

We offer plotted development loans. Rates and eligibility may vary. Get in touch and we'll connect you with you.

* Interest rates indicative. Subject to bank's prevailing rates, applicant profile, and credit score.

Loan Parameters

What you can expect to borrow.

Parameter	Details
Loan-to-Value (LTV)	Up to 75–80% of property value
Minimum Loan Amount	₹5 Lakhs
Maximum Tenure	Up to 30 years
Eligibility Age	Up to 70 years at loan maturity
Income Proof	Salary slips / ITR (3 years)
Processing Fee	0.5% – 1% of loan amount
Part Prepayment	Free (floating rate loans)
Foreclosure	Free after 6 months

Documents Required

Keep these ready.

🆔

Identity & Address

Aadhaar, PAN, passport-size photos

💰

Income Documents

3 years ITR, Form 16, 6 months salary slips

🏦

Bank Statements

12 months bank statements, all accounts

📋

Property Documents

Allotment letter, sale agreement, site plan

Payment Plans

Choose how you pay over time.

Three structured plans to match your cash flow. No hidden charges, no timeline surprises.

Plan A

30:70

Down Payment Plan

On Booking10%

Within 30 Days20%

On Possession70%

Best for buyers arranging finance against the booking. Minimal outflow upfront.

Plan B

50:50

Construction-Linked

On Booking20%

Foundation Complete15%

Structure Complete15%

On Possession50%

Spread payments as construction progresses. Most popular choice.

Plan C

100%

Full Payment Plan

On Booking100%

Full payment within 30 days of booking. Best rates and priority plot selection.

Special discount on full payment. Ask us.

EMI Calculator

Estimate your monthly outflow.

Loan Amount (₹)

Interest Rate (% per annum)

Loan Tenure (Years)

Monthly EMI

₹26,305

per month

Total Interest

₹33,13,200

Total Payment

₹63,13,200

* Indicative calculation only. Actual EMI may vary based on bank's rate, processing fees, and insurance.

Tax Benefits

Save more through income tax deductions.

Under Indian income tax law, home loan borrowers benefit from two significant deductions.

80C

Principal Repayment Deduction

The principal component of your home loan EMI qualifies for deduction under Section 80C of the Income Tax Act. Includes stamp duty and registration charges in the year paid.

₹1.5L

per year

24B

Interest Payment Deduction

Interest paid on your home loan qualifies for deduction under Section 24(b). For a self-occupied property, up to ₹2 lakh per year. No limit for let-out properties.

₹2L

per year

Note: Tax benefit details are for general guidance only. Deduction eligibility depends on your income, tax bracket, and loan structure. Consult your chartered accountant or tax advisor before making decisions.